We are delighted to welcome Octium, a boutique life insurance provider dedicated to supporting high-net-worth families with sophisticated and flexible wealth and succession planning solutions, into the Hubfinance community.
In this exclusive interview, Octium shares its perspective on the evolving challenges of cross-border wealth structuring, the balancing act between compliance and agility, and the unique strengths that set them apart in the European market.
Octium supports a high-end international clientele with flexible life insurance solutions. From your perspective, what are the emerging wealth planning challenges that life insurance must address today?
The current wealth planning landscape is evolving at an unprecedented pace, creating both challenges and opportunities for life insurance providers such as Octium.
One of the key challenges is keeping pace with the increasing complexity of cross-border regulations. As family wealth becomes increasingly international, it is essential to offer solutions that are both fully compliant and flexible enough to meet the changing needs of clients and their families.
Today’s high-net-worth families are often spread across multiple countries, generations, and levels of financial understanding. Life insurance needs to adapt to this complexity to ensure an efficient and transparent transfer of wealth. In addition, today’s clients expect seamless processes, without compromising data security and privacy. Meeting these expectations requires a careful balance between technological innovation and trusted, human-centred service.
Our role extends beyond simply preserving wealth – we aim to deliver clarity, flexibility, and long-term protection in an increasingly complex and fast-changing environment.
With increasing regulatory pressure, cross-border taxation, and transparency requirements, how does Octium combine strict compliance with agility in wealth structuring?
We closely monitor market developments, keeping pace with cross-border tax rules, transparency standards and local regulatory changes to ensure that our solutions remain fully compliant while staying ahead of emerging developments.
Our agile structure and client-focused approach allow us to adapt quickly to market needs, particularly in the complex landscape of international family structures where flexible and personalised solutions are essential. By embedding compliance at the core of our process, we provide our clients and business partners with the essential tools and foundations needed for effective and forward-looking planning.
Octium positions itself as a boutique life insurer, offering a highly personalized and international approach. In a market where expertise is key, what clearly sets you apart?
As a privately owned and independent life insurance group, we remain fully focused on the specific needs of high-net-worth clients. We are unique in our industry in terms of our ownership structure, wealth planning solutions and distribution model.
With a strong presence across Europe, we combine strategic expertise with flexibility, allowing us to respond effectively to changing market dynamics while maintaining efficiency.
Our structure is unique in the European landscape: the Group has a dedicated company, acting as tied insurance agent, solely responsible for the distribution and intermediation of Octium Group's insurance solutions. This innovative set-up not only meets the regulatory requirements of the Insurance Distribution Directive (IDD), but also strengthens the long-term relationships established with our Business Partners, consolidates synergies and reinforces our position as a leading provider of life insurance solutions.
What sets us apart is our robust solvency margin, which reflects our financial strength and long-term stability; a compliant distribution model in line with evolving European standards and deep expertise in cross-border wealth planning, offering highly flexible, fully compliant solutions.
Our name reflects eight core principles—Protection, Freedom, Innovation, Agility, Insight, Optimisation, Independence, and Professionalism—which define our mission to deliver sophisticated and agile wealth and succession planning for globally mobile clients.
You’ve just joined the Hubfinance community. What drew you to this ecosystem of wealth and investment decision-makers, and how do you envision contributing to it?
Hubfinance is a dynamic hub where professionals connect, share knowledge and collaborate to shape the future of wealth and investment management. Joining this network allows us to engage with industry leaders and peers, contribute our expertise in cross-border wealth and succession planning, and gain valuable insights that drive innovation.
We look forward to fostering meaningful discussions and building strong professional relationships within this community.