Utmost Wealth Solutions has released the Autumn 2025 edition of its Navigator technical briefing, marking one year since the launch of this quarterly publication dedicated to advisers serving High and Ultra-High Net Worth clients.
Navigator brings together Utmost’s tax, legal and regulatory expertise to help advisers navigate key developments in the international wealth and life insurance space.
The Technical Spotlight in this edition explores controlled distribution, a growing objective in estate planning for families seeking to transfer wealth in a structured, secure and tax-efficient manner. It highlights how insurance-based wealth solutions can support this goal and how they are being applied in markets such as Spain, Belgium and Luxembourg.
This issue also introduces Navigator Voices, a new interview series featuring Utmost experts and external specialists. The first edition features Stephen Atkinson, Global Head of Sales and Marketing, who discusses how tax authorities are intensifying their surveillance of HNWIs amid growing global cooperation and technological advancement.
Other sections include updates on crypto reporting (CARF), U.S. estate tax, and UK pension changes for expatriates, as well as country-specific insights on how advisers can prepare for upcoming shifts in the UK, France and the U.S.
“This edition marks one year of publishing these technical briefings, which have evolved into a practical tool for advisers,” says Aidan Golden, Head of Group Technical Services at Utmost Wealth Solutions. “Controlled distribution is becoming a key priority for high-net-worth families, and insurance-based solutions are increasingly central to delivering structured and flexible planning outcomes.”
Through in-depth analysis and practical case studies, Navigator Autumn 2025 reinforces Utmost Wealth Solutions’ role as a leading technical reference for cross-border advisers — connecting tax, legal and wealth-planning perspectives.
Read the full Autumn 2025 Navigator here
See the press release